Central Bancompany, Inc. Reports Third Quarter 2026 Financial Results

Central Bancompany reported third-quarter 2026 revenue of $285.7 million, below analyst estimates of $288.9 million, and adjusted EPS of $0.48. Net interest income was $218.9 million as the net interest margin expanded to 4.48%; noninterest income rose 17.0% year over year to $66.8 million, while mortgage banking revenue fell 14.3% to $8.8 million. Noninterest expenses increased 3.2% to $131.0 million, but the efficiency ratio improved to 45.4% as revenue growth outpaced expense growth. The company recorded a $4.0 million provision for credit losses, and its allowance for credit losses stood at $150.9 million, or 1.29% of loans held for investment.