Ralph Lauren and Other Major Companies File Lawsuit Against UnitedHealthcare Over 'Cross-Plan Offsetting'

Ralph Lauren Corporation, along with Kraft Heinz and W.W. Grainger, has filed a lawsuit against UnitedHealthcare (UHG) over the practice of 'cross-plan offsetting.' The plaintiffs allege that UHG breached contractual and fiduciary duties under ERISA by recovering overpayments from one health plan by underpaying unrelated plans, leading to additional costs for employers. The lawsuit also claims UHG commingled assets and lacked transparency in provider payments.