Upstart Holdings, Inc. Reports Financial Results for the Third Quarter 2026

Upstart Holdings reported third-quarter 2026 revenue of $371 million, up 34% year over year, and record contribution profit of $218 million, with a 60% contribution margin. Auto and home secured products reached a 17% positive contribution margin, one quarter ahead of the company’s target. Net income rose to $36.6 million, or $0.33 per diluted share, from $31.8 million, or $0.23 per diluted share, a year earlier.